Ray J Sued by American Express After Racking Up $78K Unpaid Credit Card Bill
Ray J Sued by American Express After Racking Up $78K Unpaid Credit Card Bill
Ingrid Vasquez, Sarah JonesThu, March 19, 2026 at 2:50 AM UTC
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Ray JCredit: Steven Ferdman/Getty -
Ray J is being sued by American Express for $78,704.56 in unpaid credit card debt
The lawsuit follows a separate case against Ray J and his company, Tronix Network, for nearly $140,000 in unpaid bills
Ray J is also involved in legal disputes with Kim Kardashian and Kris Jenner over his and Kardashian's 2003 sex tape
Ray J is facing new legal trouble as American Express alleges that the singer failed to pay a credit card debt.
According to a complaint filed in the Superior Court of California, County of Los Angeles and obtained by PEOPLE, Amex is suing the singer, 45, for breach of contract, alleging an unpaid balance of $78,704.56.
The documents — which also name Rajun Cajun Inc., a company allegedly connected to Ray J — claim the singer stopped making payments on the account on or about October 2024.
The lawsuit follows Amex's separate case against the "Sexy Can I" hitmaker and his company, Tronix Network, filed in November 2025 for $139,849.85 in unpaid bills, according to Complex.
Ray J attends Zeus Network Presents, "LOVE CABIN" Premiere Celebration on October 12, 2025 in Los Angeles, CaliforniaCredit: Maury Phillips/Getty
Also claiming breach of contract, the company claimed the payments on the account stopped in May 2025.
In November 2025, Ray J was arrested after he allegedly pulled a gun on his estranged wife, Princess Love, during a livestream argument on Thursday, Nov. 27.
He was booked into a Los Angeles jail and charged with making a criminal threat, according to TMZ. His bail was set at $50,000, and he was later released that same day, the outlet reported.
In video footage of the livestream that was shared on social media, Ray J accused his ex and others of wanting to “drive drunk.” He reportedly started his livestream by saying he was having "the worst Thanksgiving in the f---ing world."
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Ray J is also in the middle of a lawsuit with his ex, Kim Kardashian, and her mother, Kris Jenner, after he made public claims that they are subjects of a federal investigation.
“Kris Jenner and Kim Kardashian have never brought a defamation claim before nor have they been distracted by noise - but this false and serious allegation left no choice,” attorney Alex Spiro told PEOPLE in an October 2025 statement.
In November 2025, Ray J. filed a response and cross-complaint, alleging that the mother-daughter duo breached a $6 million settlement over his and Kardashian's sex tape by discussing the tape again on The Kardashians.
Ray J further claimed that the sex tape, recorded in 2003, was filmed consensually and that he and Kardashian began discussing releasing it publicly in 2006. He alleged that Kardashian insisted that Jenner oversee the video’s release.
Kardashian and Jenner publicly denied the claims in court declarations filed in Los Angeles on Tuesday, March 10.
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PEOPLE has reached out to a representative of Ray J for comment.
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Source: “AOL Entertainment”